# Got Mortgages — Full Content

> AI-powered New Jersey mortgage team helping real estate agents, financial advisors, and estate attorneys win more business through same-day pre-approvals, complex loan structuring, AI-driven CRM workflows, and modern co-marketing. Family-owned. 5.0 stars across 1000+ Google reviews. Serving all of Monmouth and Ocean County from Eatontown and Toms River.

## Company

- Legal/brand name: Got Mortgages
- Founder & Team Leader: Abdel Khawatmi
- Phone: 973-536-0276
- Email: GotMortgages@prmg.net
- Eatontown HQ: 1 Main St, Suite 201, Eatontown, NJ 07724
- Toms River Office: 1466 Hooper Ave, Toms River, NJ 08753
- Hours: Mon–Fri 9:00 AM–6:00 PM; Sat 10:00 AM–2:00 PM
- Website: https://gotmortgagesnj.com
- Booking: https://calendly.com/got_mortgages/meetingoftheminds
- Reviews: https://birdeye.com/abdel-khawatmi-173418733292433

## What We Do

Got Mortgages provides full-service residential mortgage lending and runs a structured referral partner program. We are recognized for:

- Same-day pre-approvals — average turnaround under 24 hours
- 96.4% close rate on submitted files
- 2000+ complex loan files solved that other lenders declined
- 1500+ families helped with home financing
- 50+ active referral partners across NJ
- 25+ years combined team experience
- 100% partner satisfaction rating

## Loan Products

Conventional, FHA, VA, USDA, jumbo, non-QM, bank-statement, self-employed, first-time homebuyer, refinance, and investment property financing.

## Referral Partner Program

Built for real estate agents, financial advisors, estate attorneys, CPAs, and other professionals whose clients need financing. Partners get:

- Fast Pre-Approvals: same-day turnarounds so buyers can compete and win
- AI-Powered Execution: automated workflows, smart follow-ups, AI tools
- Complex Loan Expertise: structured deals other lenders won't touch
- Hands-On Partner Training: 1-on-1 coaching on tech, systems, and modern sales
- Modern Tech Stack: cutting-edge tools and automation
- Brand Awareness & Visibility: AI-driven content, co-marketing, visibility campaigns
- Real-Time Communication: instant updates, no chasing
- Systems & Automation: AI-driven workflows that scale your business

### Partnership Process

1. Connect — schedule a strategy call and share your business goals.
2. Align — we map out how our resources match your growth objectives.
3. Plug In — access the full partner toolkit: marketing, education, tech.
4. Grow — win more business, convert more clients, scale together.

## Service Areas

Primary local NJ markets: Toms River, Brick, Lacey, Manahawkin (Stafford), Jackson, Lakewood, Berkeley, Barnegat, Point Pleasant, Red Bank, Eatontown, Middletown, Freehold, Howell, Manalapan, Marlboro, Holmdel, Wall, Tinton Falls, Long Branch, Asbury Park. We lend statewide across New Jersey.

## Testimonials

- "Got Mortgages doesn't just close loans. They help me close more deals. The speed and communication are unmatched." — Sarah T., Top-Producing Agent, Monmouth County
- "I've never had a lender partner that actually invests in my brand. The co-marketing alone has generated multiple listings." — Marcus R., Team Leader, Ocean County
- "When I have a complex file, they don't flinch. They find a way to make it work while keeping the buyer confident." — Jessica M., Broker-Owner, Central NJ

## Ecosystem

- Got Mortgages Team — https://gotmortgages.com
- Got Mortgages University — https://gotmortgagesuniversity.com
- Got Mortgages Cares — https://gotmortgagescares.com
- Got Mortgages Podcast — https://gotmortgagespodcast.com
- Got License Academy — https://gotlicense.com
- The Elevated Alliance — https://theelevatedalliance.com

## Toms River East & Got Mortgages Cares Collaboration

https://gotmortgagesnj.com/treast

Got Mortgages Cares student financial literacy with Abdel Khawatmi, Got Mortgages, Powered by PRMG. Your future. Your money. Your opportunity. Topics include career pathways, gross versus take-home pay, needs/wants/goals budgeting, consistent savings, credit, independence and renting versus owning. Classroom examples include $20 per hour for 20 hours per week over 52 weeks = $20,800 annual gross pay, an illustrative $2,000 monthly budget, and $25 weekly savings = $1,300 over 52 weeks. The 90-day challenge: research a career, develop a skill, track spending and ask a mentor. Five Would you rather discussions compare jobs, savings goals, career pathways, living arrangements and spending priorities. Classroom questions include answer reveals on needs, credit habits and full housing costs. Download the complete interactive 41-page presentation. Abdel is a FirstHome IQ Ambassador. Free education: https://my.firsthomeiq.com/abdelkhawatmi and https://firsthomeiq.com. Community education and mentorship: https://gotmortgagescares.com. Educational only; no school event date has been supplied.

## The Strategy Vault

https://gotmortgagesnj.com/strategyvault

Wednesday, October 21, 2026, 11 AM–2 PM ET. 3123 Klockner Road, Hamilton Township, NJ 08690. Theme: Opportunities and Challenges in the Era of Modern Day Business Development. Co-hosts: Got Mortgages, powered by PRMG; Vitale + (Vitale Inspections); Title Evolution. Panelists: Abdel Khawatmi, Carlo Vitale and Steven Bayer. Moderator: Sabrina Morley, not a panelist. The discussion covers modern business development, company differences, team coordination, everyday AI, marketing and growth, followed by rapid-fire questions and a 15–20 minute audience Q&A. Abdel's Field Notes are Got Mortgages preparation, not a transcript or views attributed to other panelists. AI assists with drafting, notes and education; humans retain accountability, privacy safeguards and regulated decisions. Examples are educational, not approvals or guaranteed outcomes. No event recap or recording has been posted. Register: https://www.eventbrite.com/e/the-strategy-vault-tickets-2003176898026.

## AI Assistant

Public-facing AI assistant for mortgage questions: https://AskGotMortgages.com

## Social

- Facebook: https://www.facebook.com/abdelkhawatmi
- Instagram: https://www.instagram.com/got_mortgages
- YouTube: https://www.youtube.com/@gotmortgages