# Got Mortgages — Full Content > AI-powered New Jersey mortgage team helping real estate agents, financial advisors, and estate attorneys win more business through same-day pre-approvals, complex loan structuring, AI-driven CRM workflows, and modern co-marketing. Family-owned. 5.0 stars across 1000+ Google reviews. Serving all of Monmouth and Ocean County from Eatontown and Toms River. ## Company - Legal/brand name: Got Mortgages - Founder & Team Leader: Abdel Khawatmi - Phone: 973-536-0276 - Email: info@gotmortgages.com - Eatontown HQ: 1 Main St, Suite 201, Eatontown, NJ 07724 - Toms River Office: 1466 Hooper Ave, Toms River, NJ 08753 - Hours: Mon–Fri 9:00 AM–6:00 PM; Sat 10:00 AM–2:00 PM - Website: https://gotmortgagesnj.com - Booking: https://calendly.com/got_mortgages/meetingoftheminds - Reviews: https://birdeye.com/abdel-khawatmi-173418733292433 ## What We Do Got Mortgages provides full-service residential mortgage lending and runs a structured referral partner program. We are recognized for: - Same-day pre-approvals — average turnaround under 24 hours - 96.4% close rate on submitted files - 200+ complex loan files solved that other lenders declined - 500+ families helped with home financing - 50+ active referral partners across NJ - 15+ years combined team experience - 98% partner satisfaction rating ## Loan Products Conventional, FHA, VA, USDA, jumbo, non-QM, bank-statement, self-employed, first-time homebuyer, refinance, and investment property financing. ## Referral Partner Program Built for real estate agents, financial advisors, estate attorneys, CPAs, and other professionals whose clients need financing. Partners get: - Fast Pre-Approvals: same-day turnarounds so buyers can compete and win - AI-Powered Execution: automated workflows, smart follow-ups, AI tools - Complex Loan Expertise: structured deals other lenders won't touch - Hands-On Partner Training: 1-on-1 coaching on tech, systems, and modern sales - Modern Tech Stack: cutting-edge tools and automation - Brand Awareness & Visibility: AI-driven content, co-marketing, visibility campaigns - Real-Time Communication: instant updates, no chasing - Systems & Automation: AI-driven workflows that scale your business ### Partnership Process 1. Connect — schedule a strategy call and share your business goals. 2. Align — we map out how our resources match your growth objectives. 3. Plug In — access the full partner toolkit: marketing, education, tech. 4. Grow — win more business, convert more clients, scale together. ## Service Areas Primary local NJ markets: Toms River, Brick, Lacey, Manahawkin (Stafford), Jackson, Lakewood, Berkeley, Barnegat, Point Pleasant, Red Bank, Eatontown, Middletown, Freehold, Howell, Manalapan, Marlboro, Holmdel, Wall, Tinton Falls, Long Branch, Asbury Park. We lend statewide across New Jersey. ## Testimonials - "Got Mortgages doesn't just close loans. They help me close more deals. The speed and communication are unmatched." — Sarah T., Top-Producing Agent, Monmouth County - "I've never had a lender partner that actually invests in my brand. The co-marketing alone has generated multiple listings." — Marcus R., Team Leader, Ocean County - "When I have a complex file, they don't flinch. They find a way to make it work while keeping the buyer confident." — Jessica M., Broker-Owner, Central NJ ## Ecosystem - Got Mortgages Team — https://gotmortgages.com - Got Mortgages University — https://gotmortgagesuniversity.com - Got Mortgages Cares — https://gotmortgagescares.com - Got Mortgages Podcast — https://gotmortgagespodcast.com - Got License Academy — https://gotlicense.com - The Elevated Alliance — https://theelevatedalliance.com ## AI Assistant Public-facing AI assistant for mortgage questions: https://AskGotMortgages.com ## Social - Facebook: https://www.facebook.com/abdelkhawatmi - Instagram: https://www.instagram.com/got_mortgages - YouTube: https://www.youtube.com/@gotmortgages